Project Wrap Insurance Coverage

Defense of Claims under Wrap Insurance Policies

The use of wrap (or wrap-up) insurance coverage in Arizona construction projects has become increasingly common in recent years. Wrap insurance is generally designed as a single policy issued by an insurer to cover the liability risks of the developer, the general contractor, the design professionals, and all subcontractors involved in a construction project. If you have questions about the defense of a construction defects claim under a wrap policy, contact Mike Childers at Turley, Swan, Childers, & Torrens, PC, in Phoenix.

Most construction defects claims involve multiple parties including subcontractors, the developer, general contractor and in some cases the design professionals. In theory, a wrap policy is designed to provide insurance protection to all participants in the construction that “opt in” or are required to participate under the wrap coverage. Nonetheless, important issues can arise regarding the extent of coverage because of wrap policy exclusions and policy limits that might not be sufficient to match the amount of the claims. Our lawyers can advise insurance companies, owners, general contractors or subcontractors about the defense of claims under a wrap-up policy anywhere in the state. We have the expertise to represent the participants in the wrap, or individual companies in need of separate counsel.

Our experience with Arizona construction litigation makes us a sound first call for any owner, developer, general contractor or insurer facing the need to arrange defense of a construction defects or property damage claim for multiple parties, especially in high exposure cases involving large subdivisions or multiunit apartment or condominium construction. For additional information about our ability to represent your interests effectively under a wrap insurance policy, contact an experienced construction litigation defense lawyer at Turley, Swan, Childers, & Torrens, PC, in Phoenix.